Answer it yourself,
before you submit.
Three questions come up on every commercial file. All three have an answer you can get in ten seconds, from our published schedule, without ringing anyone or handing over an email address.
LVR calculator
Will this LVR clear?
Loan-to-value against a single security, or combined across a first and second mortgage, checked against the maximum on each product.
OpenPostcode checker
Do you lend here?
Which of the five products can be written against security in a given postcode, and where a regional deal belongs instead of being declined.
OpenBridging loan calculator
What does it actually cost?
Interest, establishment, management and valuation over the term, itemised from the published schedule rather than quoted as a rate.
Open
Why they are here
A tool that tells you no is worth more than one that does not.
These read the same product schedule the product pages do, so they cannot quote a rate, a fee, an LVR or a facility size we do not actually write. If a scenario does not clear, they say so, and they say which product it belongs on instead.
None of them ask who you are. Nothing is stored, nothing is emailed, and there is no gate in front of the answer. Send the deal when you have one.