Private Lending in Sydney
Commercial loans in Sydney.
Same-day approvals.
Sydney is Australia's largest commercial property market and Alphacon Capital's home base. From inner-city offices to western suburbs warehouses, we provide fast, flexible lending secured against Sydney property. No income verification. No minimum credit score on most products. Headquartered in North Sydney with direct access to decision makers.
Local Advantage
Why Sydney borrowers choose Alphacon
Category 1 Postcodes
Sydney inner and metro postcodes are classified as Category 1, unlocking maximum LVR of 75% and the best pricing across all products. From the CBD to Parramatta, your Sydney security works hardest here.
Headquartered Locally
Our head office is at Level 10, 100 Arthur Street, North Sydney. You deal directly with decision makers, not a call centre. Face-to-face meetings available.
Same-Day Turnaround
Sydney deals benefit from local knowledge and direct access to our credit team. Complete submissions receive indicative terms within hours, not days.
Full Product Suite Available
All four products — Resolve, Boost, Flexi, and Reach — are available for Sydney properties. First and second mortgages. Residential, commercial, and land.
Products
Lending products available in Sydney
Resolve
Available in SydneyCommercial Core
Lowest cost. No risk fee. Up to 75% LVR.
View Resolve→Boost
Available in SydneyFast Metro
24-hour approval. No income docs. Auto-extension.
View Boost→Flexi
Available in SydneyProgressive Draw
Draw as you build. Pay interest only on drawn amount.
View Flexi→Reach
Available in SydneyNationwide
Every postcode. Second mortgages. No credit minimum.
View Reach→24h
Indicative terms
$10M
Max loan size
75%
Max LVR in Sydney
0%
Risk fee on Resolve
Sydney Market
Private lending across Greater Sydney
Suburbs and corridors we cover
Alphacon Capital lends against property across all of Greater Sydney — from the CBD, Inner West, and Eastern Suburbs through to Parramatta, Blacktown, Liverpool, and Campbelltown. The Northern Beaches, North Shore, Hills District, and Sutherland Shire are all Category 1 postcodes eligible for our highest LVR and best pricing. We also cover the Central Coast and Wollongong under Category 2 terms.
Whether the security is a residential apartment in Surry Hills, a commercial warehouse in Alexandria, a development site in Marsden Park, or a mixed-use property in Parramatta, we assess each deal on the asset rather than the borrower's income. This makes private lending particularly suited to Sydney's fast-moving property market where timing can make or break a deal.
Typical deal types in Sydney
The most common Sydney scenarios we fund include bridging loans for borrowers purchasing before selling, construction and renovation finance where progressive drawdown is needed, business acquisition funding secured against existing property, refinancing from banks that have become too slow or restrictive, and debt consolidation for commercial borrowers with multiple facilities.
Sydney's median house price and commercial property values support strong LVR positions, meaning borrowers can often access significant capital while remaining well within our lending parameters. For brokers, Sydney deals represent the largest share of our loan book and benefit from the fastest turnaround times.
Ready to submit a Sydney deal?
Send us the scenario. Two sentences, a security address, and how much your client needs. We will come back same day with indicative terms.