Private Lending in Brisbane
Commercial loans in Brisbane.
Same-day approvals.
Brisbane's commercial property market is surging, driven by infrastructure investment, population growth, and the 2032 Olympics pipeline. Alphacon Capital provides fast, flexible private lending for Brisbane borrowers and brokers. Category 1 metro postcodes deliver maximum LVR and our best pricing.
Local Advantage
Why Brisbane borrowers choose Alphacon
Category 1 Metro Postcodes
Brisbane inner and metro postcodes are classified as Category 1, unlocking 75% LVR and our best pricing. From the CBD through to the Gold Coast corridor and Sunshine Coast fringe.
Boost Eligible for $3M+
Brisbane is one of three cities where Boost loans above $3,000,000 are available. 24-hour approval, no income verification, and auto-extension at maturity.
Growth Market Advantage
Brisbane's infrastructure pipeline — Cross River Rail, Queens Wharf, Olympic precinct development — is driving demand for fast capital. Private lending fills the gap when bank timelines cannot keep pace with opportunity.
Queensland Regional via Reach
For properties outside metro Brisbane — Cairns, Townsville, the Gold Coast hinterland, regional Queensland — Reach covers every postcode with no geographic restrictions.
Products
Lending products available in Brisbane
Resolve
Available in BrisbaneCommercial Core
Lowest cost. No risk fee. Up to 75% LVR.
View Resolve→Boost
Available in BrisbaneFast Metro
24-hour approval. No income docs. Auto-extension.
View Boost→Flexi
Available in BrisbaneProgressive Draw
Draw as you build. Pay interest only on drawn amount.
View Flexi→Reach
Available in BrisbaneNationwide
Every postcode. Second mortgages. No credit minimum.
View Reach→24h
Indicative terms
$10M
Max loan size
75%
Max LVR in Brisbane
0%
Risk fee on Resolve
Brisbane Market
Private lending across Greater Brisbane
Suburbs and corridors we cover
Alphacon Capital lends against property across all of Greater Brisbane and South East Queensland — from the CBD, Fortitude Valley, and South Brisbane through to the growth corridors of Springfield, North Lakes, and Ipswich. The Gold Coast and Sunshine Coast are also Category 1 postcodes, eligible for our highest LVR caps and best pricing. Toowoomba, Cairns, and Townsville are covered under our Reach product with no postcode restrictions.
Brisbane's property market has seen significant growth driven by interstate migration, infrastructure investment, and the 2032 Olympic Games pipeline. This growth has created strong demand for fast, flexible lending — particularly from borrowers and developers who cannot afford to wait 8 to 12 weeks for bank approval while opportunities move.
Typical deal types in Brisbane
Common Brisbane scenarios include bridging finance for auction and private treaty purchases where settlement timelines are tight, construction and renovation funding for the growing number of development projects across the south-east corridor, business acquisition finance secured against existing Queensland property, and refinancing for borrowers whose bank has reduced commercial lending appetite.
Brisbane's relative affordability compared to Sydney and Melbourne means borrowers often achieve lower LVR positions for the same loan amount, which translates to better pricing and higher approval rates. For brokers operating in the Queensland market, Alphacon Capital offers same-day indicative terms and a streamlined credit process with no income verification required.
Ready to submit a Brisbane deal?
Send us the scenario. Two sentences, a security address, and how much your client needs. We will come back same day with indicative terms.
